Pan Card Personal Loan 2024

If you are an Indian and you need an immediate Personal loan, then your PAN card is very useful. Now many banks are giving you loan through PAN card. If you have a PAN card then you can get a Personal loan up to ₹ 50000 very easily.

You can get the loan at lower or Higher Interest Rates depending on your CBIL Score. Sometimes the bank approves your loan immediately. If your CIBIL Score is very good, then after your loan is approved, the money comes to your account within 24 hours.

In this article, we will know how to take loan from PAN card, what documents are required and what are the required documents.

Get Personal Loan from Pan Card

If you also want a loan on PAN card, then you will get the loan immediately. Currently, a Loan of Rs 10000 to Rs 50000 is available on PAN card, many banks also give loans based on your CIBIL Score. Sometimes you can get a loan up to Rs 1 lakh. The interest rate on this loan ranges from 10% to 36%.

If you work in a private company or in a state government or central government, then you will immediately get a loan of up to Rs 50,000 through PAN card and you can also keep the EMI as per your wish. You can get this loan for three years to 5 years. In this article we will know how you can apply for Loan Through PAN Card.

घर बैठे आधारकार्ड से लोन प्राप्त करे

Eligibility to Take Loan from Pan Card

To take Loan Up to Rs 50,000/- from PAN card, the eligibility given below is necessary.

  • You must be an Indian citizen
  • You must be at least 18 years of age
  • You should currently have a private or government job and your salary should be at least Rs 15000 per month.

Required Documents for Personal Loan

To take loan from PAN card, you will need the documents given below along with PAN card.

  • You will need a photo Identity Proof
  • Your Bank Statement
  • Bank Passbook
  • Aadhar Card
  • Salary Slip

Interest Rate and other Charges on Personal Loan

If you want to take a loan up to Rs 50000 from PAN card, then you will get the loan from 3 months to 12 months. You will have to pay loan processing fee between 2% to 6% of the loan amount. Your interest rate can start from 1.5% per month and this Interest Rate depends on your CIBIL Score and your interest will be calculated according to the period for which you want to take the loan. If you overdue EMI, you will have to pay fine and also late fee.

How to Get Personal Loan from Pan Card?

If you want to take a Personal Loan of Rs 50,000/- through PAN card, then you can apply through both Online and offline methods. In this article we will know what is the procedure to Take a Loan Up to Rs 50,000/- from PAN card?

  • First of all login to the bank net banking.
  • Later click on the personal loan option and then click on the loan from PAN card option.
  • Enter your complete details here
  • Do online KYC if
  • If you are eligible, the money will be deposited in your account within 24 hours.

Important Links

HomepageClick Here


In this article, we learned how you can easily Take Loan Up to Rs 50,000/- from PAN Card and who can apply, what documents are required, we have not given complete information in this article. If you liked the article, then share it with your friends. Share with us. If you have any questions, let us know by commenting.